If you live and work in the State of Massachusetts, you need to carry automobile insurance in order to legally drive on Massachusetts roadways. Most people who own automobiles also own their own home and significant savings can be a factor when you group all of your policies together with one insurance provider. Why should you pay more for automobile insurance if you don’t need to? Get in the driver’s seat and take your freedom back with the coverage you deserve at competitive rates.
When you have the power of 25 independent insurance carriers, it doesn’t matter if you are looking for contractor liability insurance Needham MA or Motorcycle insurance in Auburn, having a multi-policy with a reputable insurance provider keeps some of your hard-earned money in your pocket, and can actually give you credits for future use. Finding an insurance provider that has access to a number of services is a huge benefit for policyholders.
Signs of a Great Insurance Provider:
- Home Insurance
- Employer Liability Insurance
- Investment Property Insurance
- Watercraft Insurance
- Worker’s Compensation Insurance
- Personal Umbrella Insurance
- Business Insurance
- Motorcycle Insurance
- Car Insurance
Insurance is Like a Bronze Shield
When you think of insurance as bronze shield deflecting the incoming arrows that life randomly shoots at you, it can open your eyes to the reality that without your shield, your life would be a financial mess. Your shield protects you from potential lawsuits, lost wages, court proceedings, lawyer fees, bankruptcy, and even the possibility of imprisonment if you are found to be negligent. Your bronze shield is worth it’s weight in gold and provides personal protection in cases of injury, damage or loss. Below are the following protections:
- Comprehensive: This covers your vehicle if anything other than a collision causes damage.
- Collision: If your car is involved in a collision and is known as full coverage insurance.
- Liability: In case the accident is your fault, this only covers the other vehicle and not your own.
- Medical: This can pay your medical bills or for those involved in an accident.
- Uninsured Motorist Protection: There are people who don’t believe in carrying insurance.
The Disadvantage of Separate Insurance Policies
Have you ever been in a situation where you are paying a premium for medical payments related to an automobile accident and paying premiums for health insurance? What is wrong with this picture? Shouldn’t you be entitled to use both and only pay for one? Here is the difference, health insurance has exclusions and co-payments that will pay for surgery; however, does it pay for cosmetic surgery for removing resulting scars? Most likely, it will not pay for cosmetic surgery, but automobile insurance will pay for the surgery to remove the scars resulted in an automobile accident.
Why should your health insurance provider keep all the money you pay them,if they don’t cover serious issues that dramatically affect your life? The truth is, if you want full protection from all of the different arrows being shot at you, it’s a good idea to invest in a bronze shield with the best insurance provider in the State of Massachusetts.